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The rate of poverty for older women is:


A) declining sharply
B) half the rate of men
C) negligible
D) equal to the rate for people of color
E) more than twice the rate for men

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Adult Protective Services


A) Are funded through the Vulnerable Elder Rights Protection program
B) Were mandated by federal law
C) Are funded by state governments and run by the federal government
D) Are consistent across the 50 states
E) Are run according to federal guidelines and regulations

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Poverty was a significant problem for many older Americans prior to passage of the Social Security Act.  Describe how the OASDHI program is designed to protect workers from poverty in old age.

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The OASDHI program, which stands for Old...

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What are the key issues that contribute to intergenerational conflict in social welfare policies and programs?  What would you recommend as a social welfare policy or program response to these issues?

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The key issues that contribute to interg...

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Historically, for most Social Security recipients the amount of money they receive in benefits has been more than the total they paid in over their working years.

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Sufficient retirement income


A) Is available through Social Security
B) Requires reliance on multiple sources
C) Is common, and means people do not need to continue working
D) Is common for most seniors
E) Is something a majority of people plan for from an early age

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B

Caregiving is a growing demand as people age and live longer.  What are the options available today for families in terms of provision of care for aging family members?

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There are several options available for ...

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In recent years, planning for retirement has changed, and people are


A) retiring earlier
B) foregoing retirement altogether
C) foregoing receipt of Social Security benefits
D) including employment during their retirement years
E) Opening new private Social Security accounts

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OASDHI includes a variety of programs.  Which of the following is not covered under OASDHI?


A) Medicaid
B) Medicare
C) Social Security
D) Disability Insurance
E) Survivors' Benefits

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The most costly health care concern for seniors is


A) Medicare
B) Medicaid
C) Dental care
D) Cardiac care
E) Long-term care

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Area Agencies on Aging (AAA) are mandated and funded through:


A) the Older Americans Act
B) Old Age Insurance
C) Medicare
D) OASDI
E) the Social Security Act

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Elder maltreatment


A) Is most commonly committed by paid caregivers
B) Includes infrequent visits by children
C) Is very rare and not a problem in the United States
D) Includes financial exploitation
E) Is addressed locally without state or federal regulations or organization

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If a woman survives her husband and becomes a widow, she is entitled to the full 100% of his Social Security Benefit.

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True

Health care is a growing concern for the elderly.  What are two key issues that have emerged in recent years that pose challenges to the social well-being of older people in the United States?

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Two key issues that have emerged in rece...

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Women are more likely to be poor in old age than men.

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What are the key components of the Older Americans Act of 1965?  How has the actual impact of the legislation been different or the same as the intended impact?

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The key components of the Older American...

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Planning for retirement typically is built on the "three-legged stool" consisting of:


A) Social Security, pensions, and private savings
B) private savings, 401k accounts, and mutual funds
C) bond accounts, Social Security, and employment
D) Social Security, employment, and inheritance
E) private savings, pensions, and Supplemental Security Income

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Employers can choose to match the Social Security contribution of their employees.

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Social Security is a social program that provides sufficient benefits for a comfortable retirement.

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Over 90% of elderly people receive some Social Security benefits.

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